Posted in Foreclosure Defense, Legal News

Wells Fargo’s Failed to Establish that it is the Holder of the Note – Claim Objection Granted!

Deadly Clear

Buckle Up

See the Franklin Decision – MEMORANDUM OF DECISION ON DEBTOR’S OBJECTION TO CLAIM OF WELLS FARGO BANK, NA

“Wells Fargo’s failure to establish that it is the holder of the Note similarly requires the Claim Objection to be granted and Claims 1‐2 and 1‐1 disallowed.”
There ARE decent judges!

(Unlike some other bank-biased judge this week that encountered more than enough robo-signed documents and intentionally excluded Defendants’ evidence proving that the bank hadn’t met its burden… and kept the doors closed to witnesses and the public throughout the trial, without a witness exclusion motion, while it ruled for the bank)

With apologies to Paul Simon—Linda’s Song

I met him at a deposition
On a case I had last year
It involved some serious fabrications
Like from a man who had way too much beer

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Posted in Legal News

EFF Wins Battle Over Secret Legal Opinions on Government Spying | Electronic Frontier Foundation

The U.S. Department of Justice today filed a motion to dismiss its appeal of a ruling over legal opinions about Section 215 of the Patriot Act, the controversial provision of law relied on by the NSA to collect the call records of millions of Americans. As a result of the dismissal, the Justice Department will be forced to release a previously undisclosed opinion from the Office of Legal Counsel (OLC) concerning access by law enforcement and intelligence agencies to census data under Section 215.

via EFF Wins Battle Over Secret Legal Opinions on Government Spying | Electronic Frontier Foundation.

Posted in Uncategorized

Meet Maggie. She makes her own clothes.

When my children were small, I sewed all their clothes. I also made most of my clothes. Unfortunately, I no longer have time.

Little Stories

During my recent foray into wardrobe minimalism and a general engagement on the philosophy of what to wear and where to find it, I’ve been thinking a lot about buying well-made clothes. And well made in two senses: made with a high degree quality and made in an ethical and socially responsible way. I’d love to jump off the fast fashion train entirely, but let me tell you, it is hard to find affordable, ethically made garments. If you get tired of searching, you could be like my friend Maggie, who just makes her own clothes.

Yes! She makes her own clothes. Even though I was homeschooled, I cannot even imagine attempting the same. But I find her endeavor so inspiring, and I wanted to sit down with her and talk about her lifestyle of dressing herself in handmade garments.

Interview with Maggie Stein, Who Makes Her Own…

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For many years now, I’ve been getting foreclosure cases dismissed throughout Florida by arguing the banksters failed to comply with paragraph 22 of the standard, Fannie Mae Mortgage – either because they didn’t give the notice at all, or because the notice lacked the requisite information.  Throughout this time – years of arguments and hundreds of dismissals – no published decision in Florida ever actually held that dismissal was the proper remedy where a bank didn’t comply with paragraph 22.

Until today.

And the way this opinion came about made it one of the best, most fun experiences of my career.

via Paragraph 22 Failure Requires Dismissal; 4th DCA Reverses Its Own Ruling! – Stopa Law Firm Stopa Law Firm.

Paragraph 22 Failure Requires Dismissal; 4th DCA Reverses Its Own Ruling! – Stopa Law Firm Stopa Law Firm

Posted in Financial

Venable LLP | News & Insights | Publications | Newsletters | CFPB

Two recent Consumer Financial Protection Bureau (CFPB or Bureau) enforcement actions – CFPB v. Freedom Stores, Inc., and In re DriveTime – suggest that the CFPB is turning its attention to original lender or “first-party” collection practices to collect debt, including those used by retail merchants and other lenders. Although first-party collections are largely exempt from the Fair Debt Collections Practices Act (FDCPA), the CFPB challenged the allegedly unlawful practices in the two actions using its general unfair, deceptive, and abusive practices (UDAAP) authority under the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 (Dodd-Frank). We highlight below how the CFPB applied this authority to lenders, and address how these two actions may signal the CFPB’s intentions with respect to first-party collections in its pending debt collection rulemaking.

via Venable LLP | News & Insights | Publications | Newsletters | CFPB.